Legal
Terms of Service
Last updated: 4 August 2026
These terms govern your use of Bloomi. Please read them carefully — they cover how invested gifts work, what we're responsible for, and what we ask of you.
1. Agreement
- By creating a Bloomi account or using our website or app, you agree to these Terms of Service. If you do not agree, please do not use Bloomi.
2. Eligibility
- You must be at least 18 years old and legally able to enter into contracts. Gifts intended for a minor are held by an adult custodian who is responsible for the account.
- You agree to provide accurate information and to complete any identity verification our regulated partners require.
3. Invested gifts
- When you send a Bloomi gift, the amount is invested in diversified financial products selected for long-term growth. The minimum gift is $25.
- Gift value fluctuates with the market. The amount a recipient eventually holds may be more or less than the amount you sent.
- Recipients must accept a gift and complete verification before the invested balance is theirs to manage.
4. Not investment advice
- Bloomi provides a gifting and investing platform, not personalised investment, tax, or legal advice. Consider your own circumstances or speak with a qualified professional before investing.
5. Investment risk
- Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Bloomi does not promise any level of return.
6. Fees
- Applicable fees are disclosed before you confirm a gift and in your account. We will give advance notice before changing fees.
7. Acceptable use
- Do not use Bloomi for unlawful activity, money laundering, fraud, or to interfere with the security or operation of the service.
- We may suspend or close accounts that violate these terms or applicable law.
8. Intellectual property
- The Bloomi name, logo, and all site and app content are owned by Bloomi and may not be used without our written permission.
9. Limitation of liability
- To the maximum extent permitted by law, Bloomi is not liable for indirect, incidental, or consequential damages, or for investment losses resulting from market movements.
10. Changes and contact
- We may update these terms and will notify you of material changes before they take effect. Continuing to use Bloomi means you accept the updated terms.
- Questions? Email legal@bloomi.group.